Hello Property Owner,

If you find yourself in a position where you owe more than your home is worth and you need to sell, a short sale may be your best option.

"What is a short sale?"

Simply put, a short sale is a real estate transaction where the homeowner owes their lender more than what their property is worth and they need to sell. In a short sale, the lender must approve and accept less than what they are owed as full payoff (this means they may settle for $700,000, even if you currently owe them $800,000...even if the loss is hundreds of thousands of dollars).

Are you facing a financial hardship that you know will decrease your income?

Are you getting behind on your mortgage and you're not sure if you can catch up?

Or do you just need to sell quickly but your home is worth less now than when you bought it?

If you are facing any of the situations above, and you think a short sale might be your best option, then read on. If you're still not sure and just want more info, then scroll to the bottom of this page and request a free copy of our article "The 9 Alternatives When Facing Foreclosure"

Don't worry.  It's not your fault...

You have to remember, we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and we know how you feel when you just don't want to answer the phone any more...  

We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!!

You bought your home and hoped (like we all did) that it would increase in value (and some people were even promised it would!), but most likely the harsh reality is that now your home is worth less than when you bought it and the value is still declining sharply.

We've helped many homeowners in this position to get the help they deserve.

It's sad but true!

Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated agent?

"Short sales are not easy!"

...unless you seek the help of experienced agents with a proven track record. We have been personally trained by a former Chief Loss Mitigator who is a career loss mitigator and asset manager with 20 years in the business (he is ultimately the guy at the bank who accepts or declines short sales).

We have successfully negotiated short sales for many families and as can see from our recent approval letters we actually get the banks to say YES to our short sales.

The best part is, our trainer, has taken his tips and tricks from working INSIDE THE BANK and taught our team exactly how to ethically BEAT THE BANK... 93.2% of the time!

Our trainer most recently worked for IndyMac Bank, a top ten lender, as the head of their HELOC loss mitigation division. His insider knowledge and broad base of industry contacts allows us to get our approvals faster.

Now it's up to you...

We are ready, along with our team of experts, to go to battle for you. Are you ready to take a serious look at your options and see how a short sale can help you:

• Avoid paying TAXES on the money the bank loses at foreclosure! (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure!)
• Save your credit from the "Foreclosure" ding
• Avoid Bankruptcy
• Avoid Foreclosure
• Relieve the stress that this financial burden has become
• WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND!  …or in other words, you pay me nothing and if I do my job and save you from foreclosure, only then will I get paid by the lender!

Not all agents can do a short sale and not all people qualify for our help. I am here for you if your situation meets the following criteria:

• You have a valid hardship
• You have little or no equity in your home
• You are unable (or soon will be unable) to pay your bills on time
• You want to work with experts

If you're not sure and just want to find out if you qualify, give us a call and we will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to 'catch up'. In any case, call me to talk about the several options that you may not be aware of.

If you don't know what else to do and you don't call us at (775) 336-6114, what will it cost you in damaged credit, frustration and stress?

We know how you feel and we can help!

Sincerely,

Barton Pate & Neal Fincher
775.336.6130
bpate@prusierra.com & nfincher@prusierra.com

P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit and have peace of mind dealing with an expert.

 

Still Not sure?

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Please note, you MUST enter valid contact information to receive this information.

At the very least, let us give you some information about your alternatives. The last thing you want to do is go through the foreclosure process. It's draining emotionally and psychologically. And you certainly don't want to face it alone. We've prepared a document that we'd like to send you that details out in simple to understand terms what alternatives you have along with their pros and cons. If you're not ready to call us and let us help you, at least let us send you this information so you can be better informed on your options. We ask for your phone number because we will occasionally call people we've sent the information for their feedback.